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Pro Membership

Free Pro
Full featured mobile app
Limited web access
Full featured web access
Full featured web access: Mobile apps are great, but sometimes you really want a big screen and a keyboard. Web access gives you all the Debt Payoff Planner functionality you love from any web browser on any computer. Makes data entry a snap, allows you to print, and puts your payoff tracking right along side other services you are using for your finances.
Ad-free web and mobile
Ad-free web and mobile: Free members support Debt Payoff Planner by clicking on advertisements so we can continue to provide a best in class service. If you are ready to take your commitment to being debt free to the next level then you don't want ads slowing you down. When you become a pro member you show you are serious about becoming debt free and you are rewarded with a serious ad-free Debt Payoff Planner experience.
Planned payment charts
Planned payment charts: Free members get charts that show how their debt balance decreases over time when following the plan. Pro members additionaly get charts that detail interest accrued and the planned payment each month.
Payment due reminders
Payment due reminders: Receive payment reminders in your email so you can stay on track and avoid late-payment penalties.
Priority customer support
Priority customer support: We provide customer support to all our members, free and pro. However, queries from pro members will move to the front of the queue for faster response times.
2 Month Pro Membership $5 /mo
2 Month Pro Membership
Buy now $10
6 Month Pro Membership $3 /mo
6 Month Pro Membership
Buy now $18
24 Month Pro Membership $1 /mo
24 Month Pro Membership
Buy now $24
All payments securely processed by stripe. Using stripe means your payment information is never visibile to or stored by Debt Payoff Planner.


Welcome to Debt Payoff Planner

Step 1: Add your first debt by clicking on   in the top right
Step 2: Input information under DEBT DETAILS and click Save
Step 3: Repeat for each debt
Step 4: Follow the steps in the Payoff Plan


Monthly payment:
Payoff order:

Pro Membership

Congratulations on your committment to becoming debt free. Debt Payoff Planner on the web with a pro membership gives you additional tools to strengthen your committment and maximize your debt payoff plan.
Payment reminders
Print your plan
Web browser access
Additional charts
Priority support
First Create a Free Account
Then login on the web for upgrade details
Login on the web for upgrade details


Getting Started Video
6 Wrong Ways to Pay Off Your Debt
5 Ways to Pay Off Debt Faster
Debt Consolidation Loans: Good or Bad?
Should I Transfer My Credit Card Balances: Benefits and Risks
Debt Snowball vs. Debt Avalanche

Payments Unmanageable?

If you have more than $10k in credit card debt, you qualify for a free debt relief quote and consultation.
National Debt Relief

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Legal Disclaimer: While we at OxbowSoft LLC strive to make the information contained in Debt Payoff Planner as timely and accurate as possible, we make no claim, promise, or guarantee about the accuracy, completeness, or adequacy of the contents of this application, and expressly disclaim liability for any errors and/or omissions that may exist in Debt Payoff Planner. Your continued use or access of this application shall be your acceptance of this legal disclaimer, the Terms of Service, and the Privacy Policy. Advertising Disclosure: We are not affiliated with the companies mentioned in this application but we may receive advertising commissions in some cases.

Payoff Chart